Vunera Terms of Use

Vunera is a digital finance management app that offers personal, family, and business finance tracking, budget management, expense and income records, savings goals, AI-powered financial insights, family sharing, Vunera Connect, and shared wallet tracking.

By using the app, you are deemed to have accepted these terms.

Vunera is not a bank, investment institution, payment institution, electronic money institution, accounting service, or financial advisor.

Information, AI insights, charts, budget forecasts, and market content in the app do not constitute financial advice, investment advice, legal advice, or tax advice.

Shared wallets, balances, debt/receivable fields, goals, and similar areas do not store, transfer, pay, or create payment orders for real money.

These areas are tracking records manually entered by users.

The user is responsible for the accuracy and currency of expenses, income, balances, family members, comments, messages, subscriptions, goals, and any other information entered into the app.

Official accounting, declarations, tax, payment, and legal obligations belong to the user.

Users who join a family or shared space accept that certain family data may be shared with other authorized family members.

This may include shared wallet transactions, family comments, Vunera Connect messages, shared goals, and in-family game/activity records.

Vunera Connect, comments, and messaging areas may not be used for abuse, insults, threats, harassment, illegal content, spam, misleading information, or unauthorized sharing of someone else's personal/financial data.

Vunera may limit access or block a user's access after reporting in order to protect safety and legal compliance in case of improper use.

Subscriptions and in-app purchases are processed through Google Play.

Purchase, renewal, cancellation, and refund processes are subject to Google Play rules. If a subscription is cancelled through Google Play, the user may continue using access until the end of the current billing period.

The user can delete their data and account-related records by using the data management tools inside the app.

If cloud backup, family, or shared features were used, the relevant deletion processes are applied according to the technical limits of the service used.

Vunera may improve, change, temporarily suspend features, or perform maintenance work.

For important changes, it will try to inform users through reasonable methods.

The user is responsible for decisions made based on records, analyses, notifications, AI insights, and third-party data in the app.

Vunera cannot be held responsible for losses or disruptions that may arise from data entry errors, connection issues, third-party service outages, Google Play processes, or force majeure events.

Vunera uses YouTube API Services (YouTube Data API v3) to provide media search, video, and content-sharing features. All users who access or view YouTube content within Vunera agree to be bound by the YouTube Terms of Service. Data provided through the YouTube API is processed in accordance with the Google Privacy Policy.

Vunera uses various third-party data providers and API services to offer search and sharing features for movies, TV series, music, books, games, places, and applications:

Movies & TV: TMDB (The Movie Database)

Music & Books: Apple (iTunes Search API, Apple Books) and Open Library

Video Games: IGDB / Twitch API

Location & Maps: Google Places API and OpenStreetMap (Nominatim)

Applications: Publicly available Google Play Store directory data

When viewing content and data supplied through these services, users must comply with the respective platforms' terms of use and privacy policies. Vunera cannot be held responsible for changes made by third-party service providers to their content, availability, or policies.